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Texas Statutes (Last Updated: January 4, 2014) |
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FINANCE CODE |
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Title 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS |
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Subtitle A. INTEREST |
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Chapter 303. OPTIONAL RATE CEILINGS |
| Subchapter A. RATE CEILINGS: APPLICABILITY, COMPUTATION, AND PUBLICATION |
| § 303.001. USE OF CEILINGS |
| § 303.002. WEEKLY CEILING |
| § 303.003. COMPUTATION OF WEEKLY CEILING |
| § 303.004. MONTHLY CEILING |
| § 303.005. COMPUTATION OF MONTHLY CEILING |
| § 303.006. QUARTERLY CEILING |
| § 303.007. ANNUALIZED CEILING |
| § 303.008. COMPUTATION OF QUARTERLY AND ANNUALIZED CEILING |
| § 303.009. MAXIMUM AND MINIMUM WEEKLY, MONTHLY, QUARTERLY, OR ANNUALIZED CEILING |
| § 303.010. COMPUTATION OF CEILING IF INFORMATION UNAVAILABLE |
| § 303.011. PUBLICATION OF RATE CEILINGS |
| § 303.012. JUDICIAL NOTICE |
| § 303.013. DETERMINATION OF CEILING FOR CONTRACT TO RENEW OR EXTEND DEBT PAYMENT |
| § 303.014. RATE FOR LENDER CREDIT CARD AGREEMENT WITH MERCHANT DISCOUNT |
| § 303.015. VARIABLE RATE |
| § 303.016. CHARGING OF RATE LOWER THAN AGREED RATE |
| § 303.017. VARIOUS CHARGES ON CONSUMER LOANS MADE BY PARTICULAR LENDERS |
| Subchapter B. OPEN-END ACCOUNTS |
| § 303.101. OPEN-END ACCOUNT: CEILINGS |
| § 303.102. VARIABLE RATE OPEN-END ACCOUNT: CEILINGS |
| § 303.103. OPEN-END ACCOUNT: CHANGE OF AGREEMENT TERM |
| § 303.104. DISCLOSURE OF DECREASE IN INTEREST RATE NOT REQUIRED ON OPEN-END ACCOUNTS INVOLVING CREDIT CARD TRANSACTION OR MERCHANT DISCOUNT |
| § 303.105. OPEN-END ACCOUNT: DISCLOSURE OF CERTAIN RATE VARIATIONS |
| § 303.106. OPEN-END ACCOUNT: CEILING FOR PLAN OR ARRANGEMENT |
| Subchapter C. PROVISIONS APPLICABLE TO CERTAIN CONSUMER LOANS AND SECONDARY MORTGAGE LOANS |
| § 303.201. LICENSE REQUIRED |
| § 303.202. APPLICABILITY OF SUBTITLE B |
| § 303.203. AUTOMOBILE CLUB MEMBERSHIP OFFERED IN CONNECTION WITH A LOAN |
| Subchapter D. LIMITATIONS ON APPLICABILITY OF CHAPTER |
| § 303.301. AGREEMENT TO WHICH CHAPTER DOES NOT APPLY |
| § 303.302. REQUIREMENTS INCONSISTENT WITH FEDERAL LAW |
| Subchapter E. ENFORCEMENT |
| § 303.401. WHEN ACT OR OMISSION NOT VIOLATION |
| § 303.402. PENALTY FOR VIOLATION OF CHAPTER FOR CERTAIN CONTRACTS SUBJECT TO SUBTITLE B |
| § 303.403. PENALTY FOR VIOLATION OF CEILING IN CERTAIN CONTRACTS |
| § 303.404. ENFORCEMENT BY CONSUMER CREDIT COMMISSIONER |
| § 303.405. EXAMINATION OF RECORDS; INSPECTIONS; RULES |
| § 303.406. ENFORCEMENT BY CREDIT UNION COMMISSIONER |
| § 303.407. ENFORCEMENT BY TEXAS DEPARTMENT OF INSURANCE |
| Subchapter F. EFFECT ON OTHER STATUTES OF USING OPTIONAL RATE |
| § 303.501. APPLICABILITY OF CREDIT UNION ACT |
| § 303.502. APPLICABILITY OF CHAPTER 24, INSURANCE CODE |