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Texas Statutes (Last Updated: January 4, 2014) |
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FINANCE CODE |
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Title 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS |
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Subtitle B. LOANS AND FINANCED TRANSACTIONS |
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Chapter 348. MOTOR VEHICLE INSTALLMENT SALES |
| Subchapter A. GENERAL PROVISIONS |
| § 348.001. DEFINITIONS |
| § 348.0015. PRESUMPTION REGARDING NONCOMMERCIAL VEHICLES; EXCEPTION |
| § 348.002. BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION |
| § 348.003. CLASSIFICATION AS RETAIL INSTALLMENT TRANSACTION UNAFFECTED |
| § 348.004. CASH PRICE |
| § 348.005. ITEMIZED CHARGE |
| § 348.006. PRINCIPAL BALANCE; INCLUSION OF DOCUMENTARY FEE |
| § 348.007. APPLICABILITY OF CHAPTER |
| § 348.008. APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION |
| § 348.009. FEDERAL DISCLOSURE REQUIREMENTS APPLICABLE |
| § 348.0091. DISCLOSURE OF EQUITY IN TRADE-IN MOTOR VEHICLE |
| § 348.010. ADDITIONAL INFORMATION ALLOWED IN CONTRACT |
| § 348.011. ORDER OF ITEMS IN CONTRACT |
| § 348.012. APPLICABILITY OF INSURANCE PREMIUM FINANCING PROVISIONS |
| § 348.013. CONDITIONAL DELIVERY AGREEMENT |
| Subchapter B. RETAIL INSTALLMENT CONTRACT |
| § 348.101. RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS |
| § 348.1015. CONTRACT CONDITIONED ON SUBSEQUENT ASSIGNMENT PROHIBITED |
| § 348.102. CONTENTS OF CONTRACT |
| § 348.103. TIME PRICE DIFFERENTIAL FOR RETAIL INSTALLMENT CONTRACT |
| § 348.104. TIME PRICE DIFFERENTIAL FOR CONTRACT WITH EQUAL MONTHLY SUCCESSIVE PAYMENTS |
| § 348.105. USE OF OPTIONAL CEILING |
| § 348.106. TIME PRICE DIFFERENTIAL FOR OTHER CONTRACTS |
| § 348.107. CHARGE FOR DEFAULT IN PAYMENT OF INSTALLMENT |
| § 348.108. CHARGES FOR COLLECTING DEBT |
| § 348.109. ACCELERATION OF DEBT MATURITY |
| § 348.110. DELIVERY OF COPY OF CONTRACT |
| § 348.111. BUYER'S RIGHT TO RESCIND CONTRACT |
| § 348.112. BUYER'S ACKNOWLEDGMENT OF DELIVERY OF CONTRACT COPY |
| § 348.113. AMENDMENT OF RETAIL INSTALLMENT CONTRACT |
| § 348.114. CHARGES FOR DEFERRING INSTALLMENT |
| § 348.115. CHARGE FOR OTHER AMENDMENT |
| § 348.116. CONFIRMATION OF AMENDMENT |
| § 348.117. CONTRACT AFTER AMENDMENT |
| § 348.118. PREPAYMENT OF CONTRACT |
| § 348.119. REFUND CREDIT ON PREPAYMENT |
| § 348.120. AMOUNT OF REFUND CREDIT FOR MONTHLY INSTALLMENT CONTRACT |
| § 348.121. AMOUNT OF REFUND CREDIT FOR OTHER CONTRACTS |
| § 348.122. REINSTATEMENT OF CONTRACT AFTER DEMAND FOR PAYMENT |
| § 348.123. REFINANCING OF LARGE INSTALLMENT |
| § 348.124. DEBT CANCELLATION AGREEMENTS |
| Subchapter C. INSURANCE |
| § 348.201. PROPERTY INSURANCE |
| § 348.202. CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT INSURANCE |
| § 348.203. MAXIMUM AMOUNT OF CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT COVERAGE |
| § 348.204. INSURANCE STATEMENT |
| § 348.205. STATEMENT IF LIABILITY INSURANCE NOT INCLUDED IN CONTRACT |
| § 348.206. INSURANCE MAY BE FURNISHED BY BUYER |
| § 348.207. BUYER'S FAILURE TO PROVIDE EVIDENCE OF INSURANCE |
| § 348.208. CHARGES FOR OTHER INSURANCE AND FORMS OF PROTECTION INCLUDED IN RETAIL INSTALLMENT CONTRACT |
| § 348.209. REQUIREMENTS FOR INCLUDING INSURANCE COST IN CONTRACT |
| § 348.210. DELIVERY OF INSURANCE DOCUMENT TO BUYER |
| § 348.211. HOLDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED |
| § 348.212. GAIN OR ADVANTAGE FROM INSURANCE NOT ADDITIONAL CHARGE |
| § 348.213. ADDING TO RETAIL INSTALLMENT CONTRACT PREMIUMS FOR INSURANCE ACQUIRED AFTER TRANSACTION |
| § 348.214. EFFECT OF ADDING PREMIUM TO CONTRACT |
| § 348.215. FINANCING ENTITY MAY NOT REQUIRE INSURANCE FROM PARTICULAR SOURCE |
| Subchapter D. ACQUISITION OF CONTRACT OR BALANCE |
| § 348.301. AUTHORITY TO ACQUIRE |
| § 348.302. LACK OF NOTICE DOES NOT AFFECT VALIDITY AS TO CERTAIN CREDITORS |
| § 348.303. PAYMENT BY BUYER |
| Subchapter E. HOLDER'S RIGHTS, DUTIES, AND LIMITATIONS |
| § 348.403. SELLER'S PROMISE TO PAY OR TENDER OF CASH TO BUYER AS PART OF TRANSACTION |
| § 348.404. SELLER'S ACTION FOR INCENTIVE PROGRAM OR TO PAY FOR BUYER'S MOTOR VEHICLE |
| § 348.405. STATEMENT OF PAYMENTS AND AMOUNT DUE UNDER CONTRACT |
| § 348.406. RECEIPT FOR CASH PAYMENT |
| § 348.407. RETENTION OR DISPOSITION OF NONATTACHED PERSONAL PROPERTY |
| § 348.408. OUTSTANDING BALANCE INFORMATION; PAYMENT IN FULL |
| § 348.409. LIABILITY RELATING TO OUTSTANDING BALANCE INFORMATION |
| § 348.410. PROHIBITION ON POWER OF ATTORNEY TO CONFESS JUDGMENT OR ASSIGNMENT OF WAGES |
| § 348.411. PROHIBITION ON CERTAIN ACTS OF REPOSSESSION |
| § 348.412. BUYER'S WAIVER |
| § 348.413. TRANSFER OF EQUITY |
| Subchapter F. LICENSING; ADMINISTRATION OF CHAPTER |
| § 348.501. LICENSE REQUIRED |
| § 348.5015. RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE REQUIRED |
| § 348.502. APPLICATION REQUIREMENTS |
| § 348.503. INVESTIGATION OF APPLICATION |
| § 348.504. APPROVAL OR DENIAL OF APPLICATION |
| § 348.505. DISPOSITION OF FEES ON DENIAL OF APPLICATION |
| § 348.506. ANNUAL LICENSE FEE |
| § 348.507. EXPIRATION OF LICENSE ON FAILURE TO PAY ANNUAL FEE |
| § 348.508. LICENSE SUSPENSION OR REVOCATION |
| § 348.509. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE AFTER REVOCATION |
| § 348.510. SURRENDER OF LICENSE |
| § 348.511. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER |
| § 348.512. TRANSFER OR ASSIGNMENT OF LICENSE |
| § 348.513. ADOPTION OF RULES |
| § 348.514. EXAMINATION; ACCESS TO RECORDS |
| § 348.515. GENERAL INVESTIGATION |
| § 348.516. PAYMENT OF EXAMINATION COSTS AND ADMINISTRATION EXPENSES |
| § 348.517. LICENSE HOLDER'S RECORDS; DOCUMENT RETENTION REQUIREMENTS |
| § 348.518. SHARING OF INFORMATION |
| Subchapter G. CERTAIN DEBT CANCELLATION AGREEMENTS |
| § 348.601. LIMITATION ON CERTAIN DEBT CANCELLATION AGREEMENTS |
| § 348.602. DEBT CANCELLATION AGREEMENTS EXCLUSION LANGUAGE |
| § 348.603. REQUIRED DEBT CANCELLATION AGREEMENT LANGUAGE |
| § 348.604. APPROVAL OF FORMS FOR DEBT CANCELLATION AGREEMENTS |
| § 348.605. ADDITIONAL REQUIREMENTS FOR DEBT CANCELLATION AGREEMENTS |
| § 348.606. REFUND FOR DEBT CANCELLATION AGREEMENTS |