 |
Texas Statutes (Last Updated: January 4, 2014) |
 |
FINANCE CODE |
|
|
Title 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS |
|
|
Subtitle B. LOANS AND FINANCED TRANSACTIONS |
|
|
Chapter 353. COMMERCIAL MOTOR VEHICLE INSTALLMENT SALES |
| Subchapter A. GENERAL PROVISIONS |
| § 353.001. DEFINITIONS |
| § 353.002. PRESUMPTION REGARDING NONCOMMERCIAL VEHICLES; EXCEPTION |
| § 353.003. BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION |
| § 353.004. CLASSIFICATION AS RETAIL INSTALLMENT TRANSACTION UNAFFECTED |
| § 353.005. CASH PRICE |
| § 353.006. ITEMIZED CHARGE |
| § 353.007. ADDITIONAL CHARGES PERMITTED |
| § 353.008. PRINCIPAL BALANCE; INCLUSION OF DOCUMENTARY FEE |
| § 353.009. APPLICABILITY OF CHAPTER |
| § 353.010. APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION |
| § 353.011. FEDERAL DISCLOSURE REQUIREMENTS |
| § 353.012. ADDITIONAL INFORMATION ALLOWED IN CONTRACT |
| § 353.013. ORDER OF ITEMS IN CONTRACT |
| § 353.014. APPLICABILITY OF INSURANCE PREMIUM FINANCING PROVISIONS |
| § 353.015. CONDITIONAL DELIVERY AGREEMENT |
| § 353.016. COMPUTATION OF TIME PRICE DIFFERENTIAL USING TRUE DAILY EARNINGS METHOD |
| Subchapter B. RETAIL INSTALLMENT CONTRACT |
| § 353.101. RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS |
| § 353.102. CONTRACT CONDITIONED ON SUBSEQUENT ASSIGNMENT PROHIBITED |
| § 353.103. TIME PRICE DIFFERENTIAL FOR RETAIL INSTALLMENT CONTRACT |
| § 353.104. TIME PRICE DIFFERENTIAL FOR CONTRACT WITH EQUAL MONTHLY SUCCESSIVE PAYMENTS |
| § 353.105. USE OF OPTIONAL CEILING |
| § 353.106. TIME PRICE DIFFERENTIAL FOR OTHER CONTRACTS |
| § 353.107. CHARGE FOR DEFAULT IN PAYMENT OF INSTALLMENT |
| § 353.108. CHARGES FOR COLLECTING DEBT |
| § 353.109. ACCELERATION OF DEBT MATURITY |
| § 353.110. DELIVERY OF COPY OF CONTRACT |
| § 353.111. BUYER'S RIGHT TO RESCIND CONTRACT |
| § 353.112. BUYER'S ACKNOWLEDGMENT OF DELIVERY OF CONTRACT COPY |
| § 353.113. AMENDMENT OF RETAIL INSTALLMENT CONTRACT |
| § 353.114. CHARGES FOR DEFERRING INSTALLMENT |
| § 353.115. CHARGE FOR OTHER AMENDMENT |
| § 353.116. CONFIRMATION OF AMENDMENT |
| § 353.117. CONTRACT AFTER AMENDMENT |
| § 353.118. PREPAYMENT OF CONTRACT |
| § 353.119. REFUND CREDIT ON PREPAYMENT |
| § 353.120. AMOUNT OF REFUND CREDIT FOR MONTHLY INSTALLMENT CONTRACT |
| § 353.121. REFUND ON CONTRACTS USING SCHEDULED INSTALLMENT EARNINGS METHOD |
| § 353.122. REINSTATEMENT OF CONTRACT AFTER DEMAND FOR PAYMENT |
| Subchapter C. INSURANCE |
| § 353.201. PROPERTY INSURANCE |
| § 353.202. CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT INSURANCE |
| § 353.203. MAXIMUM AMOUNT OF CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT COVERAGE |
| § 353.204. INSURANCE STATEMENT |
| § 353.205. STATEMENT IF LIABILITY INSURANCE NOT INCLUDED IN CONTRACT |
| § 353.206. BUYER'S FAILURE TO PROVIDE EVIDENCE OF INSURANCE |
| § 353.207. CHARGES FOR OTHER INSURANCE AND FORMS OF PROTECTION INCLUDED IN RETAIL INSTALLMENT CONTRACT |
| § 353.208. HOLDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED |
| § 353.209. GAIN OR ADVANTAGE FROM INSURANCE NOT ADDITIONAL CHARGE |
| § 353.210. ADDING TO RETAIL INSTALLMENT CONTRACT PREMIUMS FOR INSURANCE ACQUIRED AFTER TRANSACTION |
| § 353.211. EFFECT OF ADDING PREMIUM TO CONTRACT |
| § 353.212. FINANCING ENTITY MAY NOT REQUIRE INSURANCE FROM PARTICULAR SOURCE |
| Subchapter D. ACQUISITION OF CONTRACT OR BALANCE |
| § 353.301. AUTHORITY TO ACQUIRE |
| § 353.302. LACK OF NOTICE DOES NOT AFFECT VALIDITY AS TO CERTAIN CREDITORS |
| § 353.303. PAYMENT BY BUYER |
| Subchapter E. HOLDER'S RIGHTS, DUTIES, AND LIMITATIONS |
| § 353.401. SELLER'S PROMISE TO PAY OR TENDER OF CASH TO BUYER AS PART OF TRANSACTION |
| § 353.402. SELLER'S ACTION FOR INCENTIVE PROGRAM OR TO PAY FOR BUYER'S MOTOR VEHICLE |
| § 353.403. STATEMENT OF PAYMENTS AND AMOUNT DUE UNDER CONTRACT |
| § 353.404. RECEIPT FOR CASH PAYMENT |
| § 353.405. OUTSTANDING BALANCE INFORMATION; PAYMENT IN FULL |
| § 353.406. LIABILITY RELATING TO OUTSTANDING BALANCE INFORMATION |
| § 353.407. PROHIBITION ON POWER OF ATTORNEY TO CONFESS JUDGMENT OR ASSIGNMENT OF WAGES |
| § 353.408. PROHIBITION ON CERTAIN ACTS OF REPOSSESSION |
| § 353.409. BUYER'S WAIVER |
| § 353.410. TRANSFER OF EQUITY |
| Subchapter F. LICENSING; ADMINISTRATION OF CHAPTER |
| § 353.501. LICENSE REQUIRED |
| § 353.502. APPLICATION REQUIREMENTS |
| § 353.503. INVESTIGATION OF APPLICATION |
| § 353.504. APPROVAL OR DENIAL OF APPLICATION |
| § 353.505. DISPOSITION OF FEES ON DENIAL OF APPLICATION |
| § 353.506. ANNUAL LICENSE FEE |
| § 353.507. EXPIRATION OF LICENSE ON FAILURE TO PAY ANNUAL FEE |
| § 353.508. LICENSE SUSPENSION OR REVOCATION |
| § 353.509. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE AFTER REVOCATION |
| § 353.510. SURRENDER OF LICENSE |
| § 353.511. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER |
| § 353.512. TRANSFER OR ASSIGNMENT OF LICENSE |
| § 353.513. ADOPTION OF RULES |
| § 353.514. GENERAL INVESTIGATION |
| § 353.515. SHARING OF INFORMATION |