Sec. 4101.002. GENERAL EXEMPTIONS  


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  • (a) This chapter does not apply to:

    (1) an attorney who:

    (A) adjusts insurance losses periodically and incidentally to the practice of law; and

    (B) does not represent that the attorney is an adjuster;

    (2) a salaried employee of an insurer who is not regularly engaged in the adjustment, investigation, or supervision of insurance claims;

    (3) a person employed only to furnish technical assistance to a licensed adjuster, including:

    (A) an attorney;

    (B) an engineer;

    (C) an estimator;

    (D) a handwriting expert;

    (E) a photographer; and

    (F) a private detective;

    (4) an agent or general agent of an authorized insurer who processes an undisputed or uncontested loss for the insurer under a policy issued by the agent or general agent;

    (5) a person who performs clerical duties and does not negotiate with parties to disputed or contested claims;

    (6) a person who handles claims arising under life, accident, and health insurance policies;

    (7) a person:

    (A) who is employed principally as:

    (i) a right-of-way agent; or

    (ii) a right-of-way and claims agent;

    (B) whose primary responsibility is the acquisition of easements, leases, permits, or other real property rights; and

    (C) who handles only claims arising out of operations under those easements, leases, permits, or other contracts or contractual obligations;

    (8) an individual who is employed to investigate suspected fraudulent insurance claims but who does not adjust losses or determine claims payments;

    (9) a public insurance adjuster licensed under Chapter 4102; or

    (10) an individual who:

    (A) collects claim information from, or furnishes claim information to, an insured or claimant and enters data into an automated claims adjudication system; and

    (B) is employed by a licensed independent adjuster or its affiliate under circumstances in which no more than 25 individuals performing duties described by Paragraph (A) are supervised by a single licensed independent adjuster or a single licensed agent.

    (b) A nonresident adjuster is not required to hold a license under this chapter to:

    (1) adjust a single loss in this state;

    (2) adjust losses arising out of a catastrophe common to all those losses; or

    (3) act as a temporary substitute for a licensed adjuster.

    (c) For purposes of Subsection (a)(6), claims arising under workers' compensation insurance policies, including claims relating to services provided through a certified workers' compensation health care network authorized under Chapter 1305, do not constitute claims arising under life, accident, or health insurance policies.

    (d) A licensed agent acting as a supervisor under Subsection (a)(10) is not required to be licensed as an adjuster.

Added by Acts 2003, 78th Leg., ch. 1274, Sec. 7, eff. April 1, 2005. Amended by: Acts 2005, 79th Leg., Ch. 728 , Sec. 11.081(a), eff. September 1, 2005. Acts 2007, 80th Leg., R.S., Ch. 1176 , Sec. 2.05, eff. September 1, 2007. Acts 2011, 82nd Leg., R.S., Ch. 544 , Sec. 2, eff. September 1, 2011.