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Texas Statutes (Last Updated: January 4, 2014) |
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INSURANCE CODE |
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Title 5. PROTECTION OF CONSUMER INTERESTS |
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Subtitle C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES |
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Chapter 544. PROHIBITED DISCRIMINATION |
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Subchapter G. MOLD CLAIM OR DAMAGE |
Sec. 544.301. DEFINITIONS
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In this subchapter:
(1) "Insurer" means an insurance company, reciprocal or interinsurance exchange, mutual insurance company, capital stock company, county mutual insurance company, farm mutual insurance company, Lloyd's plan, or other legal entity authorized to write residential property insurance in this state. The term includes an affiliate, as described by Section 823.003(a), if that affiliate is authorized to write and is writing residential property insurance in this state. The term does not include:
(A) an eligible surplus lines insurer regulated under Chapter 981;
(B) the Texas Windstorm Insurance Association under Chapter 2210; or
(C) the FAIR Plan Association under Chapter 2211.
(2) "Mold" means any living or dead fungi or related products or parts, including spores, hyphae, and mycotoxins.
(3) "Mold remediation" means the removal, cleaning, sanitizing, demolition, or other treatment, including preventive activities, of mold or mold-contaminated matter that was not purposely grown at that location.
(4) "Residential property insurance" means insurance against damage to or loss of real or tangible personal property at a fixed location provided in a homeowners insurance policy or residential fire and allied lines insurance policy.