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Texas Statutes (Last Updated: January 4, 2014) |
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INSURANCE CODE |
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Title 5. PROTECTION OF CONSUMER INTERESTS |
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Subtitle C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES |
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Chapter 562. UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE ACTS OR PRACTICES REGARDING DISCOUNT HEALTH CARE PROGRAMS |
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Subchapter B. UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE ACTS OR PRACTICES DEFINED |
Sec. 562.051. MISREPRESENTATION REGARDING DISCOUNT HEALTH CARE PROGRAM
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It is an unfair method of competition or an unfair or deceptive act or practice in the business of discount health care programs to:
(1) misrepresent the price range of discounts offered by the discount health care program;
(2) misrepresent the size or location of the program's network of providers;
(3) misrepresent the participation of a provider in the program's network;
(4) suggest that a discount card offered through the program is a federally approved Medicare prescription discount card;
(5) use the term "insurance," except as:
(A) a disclaimer of any relationship between the discount health care program and insurance; or
(B) a description of an insurance product connected with a discount health care program; or
(6) use the term "health plan," "coverage," "copay," "copayments," "deductible," "preexisting conditions," "guaranteed issue," "premium," "PPO," or "preferred provider organization," or another similar term, in a manner that could reasonably mislead an individual into believing that the discount health care program is health insurance or provides coverage similar to health insurance.