Sec. 1201.227. POLICY PROVISION: INTOXICANTS AND NARCOTICS


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  • An individual accident and health insurance policy must contain the following provision if the policy addresses the subject matter of the provision:

    "Intoxicants and Narcotics: The insurer is not liable for any loss sustained or contracted in consequence of the insured's being intoxicated or under the influence of any narcotic unless the narcotic is administered on the advice of a physician."

Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.