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Texas Statutes (Last Updated: January 4, 2014) |
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FINANCE CODE |
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Title 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS |
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Subtitle B. LOANS AND FINANCED TRANSACTIONS |
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Chapter 347. MANUFACTURED HOME CREDIT TRANSACTIONS |
| Subchapter A. GENERAL PROVISIONS |
| § 347.001. LEGISLATIVE FINDING |
| § 347.002. DEFINITIONS |
| § 347.003. BAILMENT OR LEASE AS CREDIT TRANSACTION |
| § 347.004. COMPLIANCE WITH FEDERAL CONSUMER CREDIT PROTECTION ACT |
| § 347.005. FEDERAL RESIDENTIAL MORTGAGE LOANS PROGRAMS |
| § 347.006. WAIVER NOT VALID |
| § 347.007. APPLICATION OF CHAPTER TO COMMERCIAL LOANS |
| Subchapter B. CREDIT DOCUMENT |
| § 347.051. APPEARANCE OF CREDIT DOCUMENT; CONSUMER NOTICE |
| § 347.052. DISCLOSURE OF AMOUNT OF DELINQUENCY CHARGE |
| § 347.053. PROVISIONS PROHIBITED IN CREDIT DOCUMENT |
| § 347.054. CONSUMER'S ACKNOWLEDGMENT OF DELIVERY OF CREDIT DOCUMENT |
| § 347.055. CREDIT DOCUMENT AFTER AMENDMENT |
| § 347.056. AUTHORITY OF CONSUMER CREDIT COMMISSIONER RELATING TO A CREDIT DOCUMENT |
| Subchapter C. FINANCE CHARGE RATES AND ADJUSTMENTS |
| § 347.101. ADJUSTABLE RATE |
| § 347.102. REQUIREMENTS FOR RATE ADJUSTMENTS |
| § 347.103. RATE ADJUSTMENT INDEX BASE |
| § 347.104. AMOUNT OF RATE ADJUSTMENT |
| § 347.105. MAXIMUM RATE ADJUSTMENTS |
| § 347.106. MANDATORY DECREASE; OPTIONAL INCREASE |
| § 347.107. NOTICE OF RATE ADJUSTMENT |
| § 347.108. PROHIBITION ON USE OF RATE ADJUSTMENT AND CERTAIN MORTGAGES |
| § 347.109. COMPUTATION OF FINANCE CHARGE FOR DISCLOSURE |
| § 347.110. USE OF OPTIONAL CEILING |
| Subchapter D. AMENDMENT OR PREPAYMENT OF CREDIT TRANSACTION |
| § 347.151. AMENDMENT OF CREDIT TRANSACTION |
| § 347.152. ALTERNATE METHOD OF AMENDMENT OF CREDIT TRANSACTION |
| § 347.153. REQUIREMENTS FOR AMENDMENT |
| § 347.154. ORAL AMENDMENT NOT BINDING |
| § 347.155. PREPAYMENT |
| Subchapter E. INSURANCE |
| § 347.201. PROPERTY INSURANCE |
| § 347.202. STATEMENT OF REQUIRED INSURANCE |
| § 347.203. CONSUMER'S FAILURE TO OBTAIN REQUIRED INSURANCE |
| § 347.204. PURCHASE OF ADDITIONAL INSURANCE AFTER DATE OF CREDIT DOCUMENT |
| § 347.205. STATEMENT FOR PURCHASE OF OPTIONAL INSURANCE |
| § 347.206. REQUIREMENTS FOR INSURANCE CHARGE IN CREDIT TRANSACTION |
| § 347.207. INSURANCE DISCLOSURES IN CREDIT DOCUMENT |
| § 347.208. CREDITOR MAY REFUSE TO ACCEPT POLICY |
| § 347.209. CREDITOR'S DUTY IF INSURANCE IS CANCELED, ADJUSTED, OR TERMINATED |
| § 347.210. SINGLE INTEREST POLICY PROHIBITED |
| § 347.211. GAIN OR ADVANTAGE FROM INSURANCE NOT CHARGE |
| Subchapter F. PAYMENT OF INSURANCE AND TAXES |
| § 347.251. FINANCING INSURANCE |
| § 347.252. PAYMENT OF INSURANCE PREMIUMS WITH INSTALLMENTS |
| § 347.253. ADJUSTMENT OF AMOUNTS PAID TO CREDITOR FOR INSURANCE |
| § 347.254. PAYMENT OF TAXES THROUGH THE CREDITOR |
| § 347.255. ADJUSTMENT OF AMOUNTS PAID TO CREDITOR FOR TAXES |
| § 347.256. CREDITOR'S ACTION ON CONSUMER'S FAILURE TO PAY TAXES |
| § 347.257. AGREEMENT TO INCLUDE TAXES IN CREDIT TRANSACTION |
| § 347.258. DEPOSIT AMOUNTS PAID FOR TAXES OR INSURANCE |
| Subchapter G. MISCELLANEOUS FEES AND CHARGES |
| § 347.301. FEES FOR TRANSACTIONS WITHOUT REAL PROPERTY |
| § 347.302. CHARGE PROHIBITED |
| § 347.307. CHARGES ON REPOSSESSION |
| § 347.308. FEE FOR TRANSFER OF OBLIGOR ON DEBT |
| Subchapter H. ACTIONS ON DEFAULT |
| § 347.351. DELINQUENCY CHARGE ON DEFAULT |
| § 347.352. ACCELERATION OF DEBT MATURITY |
| § 347.353. COMPUTING AMOUNT OWED FOR PURPOSE OF ACCELERATION |
| § 347.354. ACCRUAL OF INTEREST ON ACCELERATION |
| § 347.355. REPOSSESSION ON DEFAULT |
| § 347.356. REQUIREMENTS FOR ACTION TO REPOSSESS, FORECLOSE, OR ACCELERATE PAYMENT OF ENTIRE DEBT |
| § 347.357. DISPOSAL OF INSURANCE AND TAX ESCROW ACCOUNT ON DEFAULT |
| Subchapter I. SECURITY INTERESTS IN MANUFACTURED HOMES |
| § 347.401. PRIORITY OF SECURITY INTEREST FOR UNPAID RENTAL OF REAL PROPERTY |
| § 347.402. POSSESSORY LIEN |
| § 347.403. AMOUNTS THAT MAY BE RECOVERED BY REAL PROPERTY OWNER |
| § 347.404. LIABILITY OF REAL PROPERTY OWNER FOR REFUSAL TO ALLOW CREDITOR TO REPOSSESS MANUFACTURED HOME |
| Subchapter J. RIGHTS AND DUTIES OF CREDITOR AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR |
| § 347.451. REGISTRATION OF CERTAIN CREDITORS |
| § 347.4515. RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE REQUIRED |
| § 347.452. ACQUISITION AND TRANSFER OF CREDIT TRANSACTION OR BALANCE |
| § 347.453. EFFECT OF DISCLOSURE BY ONE OF SEVERAL CREDITORS |
| § 347.454. DISCLOSURE IF MORE THAN ONE CONSUMER |
| § 347.455. REAL PROPERTY IN CREDIT TRANSACTION |
| Subchapter K. CREDITOR'S LIABILITY; PENALTIES |
| § 347.501. CREDITOR'S LIABILITY RELATED TO DEPOSIT |
| § 347.502. LIABILITY FOR CHARGE EXCEEDING AMOUNT AUTHORIZED |
| § 347.503. CREDITOR'S LIABILITY FOR ERROR IN PAY-OFF QUOTATION |
| § 347.504. CREDITOR'S LIABILITY FOR ORAL OR UNSOLICITED WRITTEN STATEMENT OF AMOUNT OWED |
| § 347.505. PENALTY FOR FAILURE TO REGISTER |
| § 347.506. WHEN ACT OR OMISSION NOT VIOLATION |